For many families, the holiday season is the most expensive time of year. Americans spent over $707 billion during the 2018 holidays, according to the National Retail Federation, and it would be no surprise for spending to increase in 2019. “It is important to ensure you are spending wisely and not turning the new year […]
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Posted inAt Home
How to Support Alzheimer’s Caregivers During the Holidays
More than 16 million family members and friends are serving as Alzheimer’s caregivers in the United States. As families approach the holiday season, there are easy ways to support caregivers, ease the burden of caregiving and help make the holidays a joyous time for everyone. “Holidays can be stressful for all of us, but they […]
Posted inAt Home
10 Terms and Acronyms Homebuyers Need to Know
PMI, APR, LTV — these unfamiliar acronyms don’t need to bewilder or intimidate uninitiated homebuyers. To help you negotiate the homebuying process like a pro, Freddie Mac is sharing definitions of 10 key acronyms you’ll encounter as you meet with lenders, make a down payment and pay back your loan. 1. APR (annual percentage rate): […]
Posted inAt Home
Six Basic Financial Tips for Gen Z
As more states nationwide adopt laws requiring high schools to offer personal finance classes, a new survey suggests that generation Z is on board with the trend. Seventy-six percent of recent high school graduates agree personal finance education should be required, according to a national survey by Experian. The survey, among 18- and 19-year-olds, found […]
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Posted inAt Home
Why Children Should Spend More Time with Their Grandparents
Play is important for everyone, no matter their age — and when grandparents, parents and children play together, that’s where the real benefits of unstructured fun are discovered. “Play time with adults of different ages is not just a chance for families to bond; these interactions with positive role models can help children develop a […]
Posted inAt Home
5 Steps to Prep for Buying a Home
For many Americans, making the jump to buying that first house is a significant achievement that allows them to put their mark on their own space, while creating room for family and pets. But how do you know you’re ready? Americans see home-ownership as an investment in their future, yet they are concerned about the […]
Posted inAt Home
5 Tips for Managing Your Student Loan Debt
Student loan debt is a fact of life for many college graduates and their parents, with borrowers owing approximately $1.6 trillion in federal and private student loans in 2019. While some graduates easily repay their loans, others struggle to manage their debt. Nearly one-quarter of respondents in a recent CFP Board/Morning Consult survey reported they […]
Posted inThe Outdoors
5 Reasons Kids Should Play Outside More
Whether it’s dance lessons, computer projects, art class or yoga, kids these days are busy bees. And while such activities are enriching and fun, experts say that many kids aren’t spending enough time doing something much simpler and every bit as important as structured programming: playing outdoors. “Finding time for the kids to play outside […]
Posted inAt Home
Five Steps to Prepare Yourself Financially for a Natural Disaster
When a natural disaster strikes, moving your family to immediate safety is always the top priority, which means there is often little time to think about the financial details that can make the recovery process go smoothly. That’s why it’s crucial to be proactive and prepared for whatever comes your way. Yet only 39 percent […]