Many of life’s interruptions can’t be predicted. Not having funds set aside for unexpected problems can leave you racking up high credit card debt or putting yourself in other difficult financial straits. “When it comes to savings best practices, it is especially clear … read more

The recent economic downturn has caused many Americans to worry about their money, but there is at least one potential bright spot: lower interest rates. For homeowners, this means that it may be time to consider refinancing your mortgage. Refinancing can give you … read more

Many people may avoid estate planning because they think it can be put off until later in life. But experts agree that adults of any age should have a plan in place to make sure their financial affairs are in order after they … read more

No doubt about it: The market has had a brutal couple of months. It’s upsetting to check your retirement account and see that some sectors are down as much as 40-50 percent. Granted, some weeks of upswings have been a welcome respite — … read more

An international ring has defrauded the state of Washington of hundreds of millions in fraudulent unemployment claims — which means that the identity of tens of thousands state residents have been stolen. According to media reports, a well-organized Nigerian ring orchestrated the scheme, … read more

Unfortunately, during times of hardship, families are often targeted by fraud artists attempting to take advantage of those needing assistance. The COVID-19 crisis is no exception, with many scammers pretending to extend a critical lifeline to struggling homeowners through so-called “foreclosure rescue fraud.” … read more

Most homeowners agree that insurance is a necessity, whether it’s for protection and peace of mind or simply because mortgage lenders require it. Having coverage isn’t nearly enough, though. You want to make sure you have the right coverage at the right cost, … read more

As you prepare your young adult for college and beyond, it’s important to talk about the road to financial independence, which includes building healthy credit. This is vital for big life moments like getting a car, apartment, house or job, and your child’s … read more

While an enjoyable part of the holiday season is giving to others, those nearing retirement would be prudent to give something back to themselves as the year nears its end. That’s the advice from some retirement planners: Reduce holiday spending to provide more … read more